Types of Long-Term Disability

CHRONIC PAIN

Chronic pain can affect your ability to perform your job duties as it can cause pain distraction and there is a known connection between chronic pain and psychological issues. Chronic pain claims include the following types of symptoms/syndromes: ​ – Myofascial pain – Fibromyalgia – Various types of arthritis (osteoarthritis, rheumatoid arthritis, psoriatic arthritis) – Chronic fatigue syndrome – Post-surgical pain

Criminal defense attorneys represent people who have a lawsuit filed against them or are charged with criminal conduct. We focus our practice on criminal defense in the California area, so we often know the prosecutors involved, can get negotiation concessions that other attorneys may not have access to, and have already handled many cases similar to yours.

ORTHOPEDIC

Like chronic pain, orthopedic injuries/issues can cause pain distraction, and also due to the need for pain medication, cause difficulties completing the essential duties of a person’s occupation.

• Fractures/broken bones
• Degenerative disc disease/spondylosis
• Bulging discs
• Nerve root impingement/sciatica/radiculopathy

BRAIN INJURIES

Brain injuries can range from mild to severe. Mild brain injuries include concussions, which can have long-lasting symptoms if a person goes on to develop post-concussion syndrome. ​A brain injury can cause symptoms that might hinder a person’s daily functioning. Symptoms of a brain injury include impairment of cognitive abilities and impairment of physical functioning.

MENTAL ILLNESSES

Symptoms of mental illnesses or exacerbation of symptoms can interfere with a person’s functional abilities. Some conditions that people make disability claims for include:

• Adjustment disorder
• Major depressive disorder
• Various anxiety disorders
• Obsessive-compulsive disorder
• Bipolar disorder
• Borderline personality disorder
• Schizophrenia

CHRONIC ILLNESSES/CONDITIONS

There are various types of chronic illnesses or chronic conditions which can flare up from time to time and interfere with a person’s ability to complete their activities of daily living, including performing their job duties.

These include:

• Migraines Gastrointestinal disorders (i.e. Crohn’s disease)
• Diabetes Neurological disorders (i.e. multiple sclerosis)

CANCER

Most insurance companies will pay benefits during the course of treatment/recovery from surgery, but there are times when an insurance company denies benefits as in their opinion, you are past the standard recovery guidelines. However, you may have developed issues secondary to treatment and not be able to return to work and require more time off work.

– by Benjamin Law Marketing Team